The Payout Reality Index
Which firms actually pay — and how fast. Other sites rank payouts from self-reported screenshots. We simulate 5,000 funded accounts per firm through each firm's exact payout rules and report what happens.
Same reference trader at every firm (52% win rate, 1.5:1 R:R, 0.5% risk, 3 trades/day on a $50K account) so ranks are comparable. Full methodology · Run it with your own stats
Apex Trader Funding
50K EOD
96%
reach first payout
20
median trading days
$3,135
avg monthly income
94%
survive 90 days
Payouts every 5 trading days · min $500 · 1–3 business days processing · 100% of first $25K earned, then 90/10
Alpha Futures
50K Account
96%
reach first payout
20
median trading days
$3,470
avg monthly income
91%
survive 90 days
Payouts every 10 trading days · min $100 · 2–5 business days processing · 90/10
Take Profit Trader
50K Account
95%
reach first payout
20
median trading days
$3,070
avg monthly income
90%
survive 90 days
Payouts every 10 trading days · min $250 · 1–5 business days processing · 80/20 scaling to 90/10
Tradeify
Growth 50K
92%
reach first payout
16
median trading days
$2,110
avg monthly income
84%
survive 90 days
Payouts every 5 trading days · min $0 · 1–3 business days processing · 90/10
Topstep
50K Combine
92%
reach first payout
16
median trading days
$2,598
avg monthly income
89%
survive 90 days
Payouts every 5 trading days · min $250 · 1–2 business days processing · 100% of first $10K, then 90/10
Lucid Trading
50K Account
92%
reach first payout
16
median trading days
$3,360
avg monthly income
80%
survive 90 days
Payouts every 5 trading days · min $100 · 1–3 business days processing · 90/10
Each row is 5,000 simulated funded accounts over 90 trading days using the firm's exact funded rules: drawdown mechanics, payout ladders and caps, qualifying winning days, safety-net buffers, and consistency requirements. Income figures are after the firm's profit split. Your numbers depend on your stats — simulate with your own. Rankings are produced by the simulation and are never influenced by affiliate commissions.